Credit Check Guidelines

Version 4

    As part of the Google Apps for Work partner application process, Google needs to run a simple credit check on your business.


    We wanted to lay out the guidelines for passing this credit check so you can make an informed decision prior to putting in the time and energy required to embark on becoming an official Google Apps for Work partner.


    Credit checks

    Our partner program was designed for partners to continue to own the relationship with their clients.  As part of this, we maintain a billing relationship with our partners, and then each partner handles the billing relationship with their clients.


    The downside of this shows up when the financial relationship between Google and the partner goes bad.  This can ultimately result in a poor end customer experience.  To minimize the likelihood of these complications, we require that each partner applicant be granted for a credit line and payment terms by Google before being approved for the program.


    As a prospective partner, you must satisfy two basic requirements to be approved for credit line and payment terms:

    1. You must have a legally registered business.  This means you must have a Letter of Registration, or Certificate of Incorporation (or an equivalent in your jurisdiction) complete with a government seal and an indication of your legal street address. We'll ask you to provide your legal business name, which is the name under which your business conducts its operations and/or has been incorporated under in your local country. We may also ask you for additional documentation during this process.
    2. Your business must have an established credit history.  It is sometimes helpful, but not required, that you register with a credit bureau (Dun & Bradstreet) or a credit reporting agency.

    With these two requirements satisfied, Google's credit team will consider your business for credit terms.



    Sole proprietorships

    Sole proprietors who satisfy #1 and #2 above will be considered for credit line and payment terms.


    Unfortunately Google does not provide credit terms to sole traders/proprietors who don't have a legally registered business (i.e who are trading under their own name, a DBA, or a fictitious name).  This crosses into the realm of consumer credit & collections and Google isn't equipped to handle that from an operations perspective.